Skip to content
Kaagazo.
FreePAYROLL TOOL

In-Hand Salary Calculator

Calculate monthly take-home salary after PF, Professional Tax, and TDS deductions for Indian employees.

100% client-side. Nothing you type is uploaded or stored on a server.

How to use

  1. 1Enter annual or monthly CTC and how basic/HRA are structured.
  2. 2Tell us whether employer PF and gratuity are part of CTC.
  3. 3Choose your state for professional tax and the tax regime.
  4. 4Read the monthly take-home and the deduction breakdown.

Questions

Why is my in-hand lower than CTC ÷ 12?

CTC includes employer PF, gratuity and bonuses that aren’t paid monthly. Employee PF, professional tax and TDS are then deducted from gross.

Which regime should I pick?

Use the Income Tax (Old vs New) tool to compare — the new regime wins for most people with deductions under ~₹4 lakh.

More in HR & Payroll